Licence agreement for ACBR

END-USER LICENCE AGREEMENT FOR IN ON AFRICA DIGITAL PUBLICATIONS

IMPORTANT – PLEASE READ THE TERMS AND CONDITIONS OF THIS LICENCE AGREEMENT CAREFULLY BEFORE CHECKING THE ‘’I AGREE’’ CHECKBOX.

The In On Africa End-User Licence Agreement (“EULA”) is a legal agreement between you (either an individual or a single entity) and In On Africa (Pty) Ltd. (hereafter IOA) for all IOA publications that are not freely available through IOA’s website, which may include associated media, information, artwork, text, or pictures (collectively, “Content”). By purchasing, viewing, downloading and/or otherwise using the Content, you agree to be bound by the terms of this EULA. This licence agreement represents the entire agreement concerning the Content between you and IOA, and it supersedes any prior proposal, representation, or understanding between the parties. If you do not agree to the terms of this EULA, do not complete the purchase and/or download of the Content.

The Content is protected by copyright laws and international copyright treaties, as well as other intellectual property laws and treaties. The Content is licensed, not sold.

1. GRANT OF LICENCE.

The Content is licensed as follows:

(a) Download and Use. In On Africa grants you a revocable, non¬exclusive, non-transferable, limited license to download, install and use the Content on a personal computer, tablet, laptop and/or e-book reader running validly licensed software for which the Content was designed.

(b) Reproduction / Copying. The terms of this licence permit the creation of copies of the Content for backup and archival purposes only. Any other form of reproduction of the Content is strictly prohibited. The Content may not be distributed.

(c) Modifications to the Content. IOA reserves the right to modify, suspend or discontinue, temporarily or permanently, the Content or any service to which it connects, with or without notice and without liability to you.

(d) User limitations. A subscription to theAfrica Country Benchmark Report for 1-3 users requires that the licenced user does not allow access to the Content in electronic or printed form to any more than two additional users. Users that require access to the Content for more than three users in total must receive approval in writing from IOA and take out the associated premium subscription.

2. DESCRIPTION OF OTHER RIGHTS AND LIMITATIONS.

(a) Maintenance of Copyright Notices. You must not remove or alter any copyright notices on any and all copies of the Content.

(b) Distribution. This licence is for the sole Authorised User only. You may not distribute copies of the Content to any third party, either partially or fully, without the express written consent of IOA.

(c) Prohibition on Reverse Engineering, Decompilation, and Disassembly. You may not reverse engineer, decompile, or disassemble the Content, except and only to the extent that such activity is expressly permitted by applicable law notwithstanding this limitation.

(d) Rental. You may not rent, lease, or lend the Content.

(e) Compliance with Applicable Laws. You must comply with all applicable laws regarding use of the Content.

3. TERMINATION

Without prejudice to any other rights, IOA may terminate this EULA if you fail to comply with the terms and conditions of this EULA. In such event, you must cease to all use of the Content and destroy all copies of the Content in your possession. IOA may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement with or without prior notice.

4. COPYRIGHT

All title, including but not limited to copyrights, in and to the Content and any copies thereof are owned by IOA. All title and intellectual property rights of the Content are the property of the owner and may be protected by applicable copyright or other intellectual property laws and treaties. This EULA grants you no rights to use such material. All rights not expressly granted are reserved by IOA.

5. NO WARRANTY AND LIMITATION OF LIABILITY

IOA expressly disclaims any warranty for the Content. The Content is provided ‘As Is’ without any express or implied warranty of any kind, including but not limited to any warranties of merchantability, non-infringement, or fitness of a particular purpose. The information presented in the Content is for information purposes only and does not constitute and should not be construed as a solicitation or other offer, or recommendation to acquire or dispose of any investment or to engage in any other transaction, or as advice of any nature whatsoever. If the Authorised User seeks advice rather than information then he should seek an independent financial advisor and hereby agrees that he will not hold IOA responsible in law or equity for any decisions of whatever nature the reader makes or refrains from making following its use of the Content. While reasonable efforts have been made to obtain information from sources that are believed to be accurate, and to confirm the accuracy of such information wherever possible, IOA does not make any representation or warranty that the information or opinions contained in the Content are accurate, reliable, up-to-date or complete. Although every reasonable effort has been made to ensure accuracy, IOA does not accept any responsibility for any errors or omissions within the Content or for any expense or other loss alleged to have arisen in any way from use of the Content.

6. DELIVERY POLICY

Subject to confirmation of payment, new African Country Benchmark Reports (ACBR) subscriptions will be processed within 48 hours. At that time, new ACBR subscriber will receive access to the latest edition of the report to which they have subscribed. This is an annual report. The report is subject to updates and iterations and might be updated based on significant material and or product changes. The user licences allows the licensees access to all future updates for the annual subscription purchased under the current period.

7. PAYMENT AND REFUND POLICY

Payment for ACBR subscriptions is to be paid in full. With regard to ACBR subscription, this refers to payment in full for the full subscription period. IOA will not provide a pro rata refund once an ACBR subscription has been made available to the subscriber (except in the case of failure of service, as is outlined below in ‘Limitation of liability”), as subscription will run their full term. Payment may be made by bank transfer into the IOA bank account, the details of which will be provided within all invoices. Payment may be made through 3rd party vendors as per the payment gateways per product. This includes but not limited to Paypal, MasterCard, Visa and Dinners Club. Ensure that all terms and conditions are agreed to per 3rd party vendor to ensure obligations are met. IOA accepts no liability for unauthorised use of credit card or other payment facilitation or other issues arising from use of 3rd party vendors.