Company Information (hereafter ‘’the Website’’),  is owned and operated by In Africa On Africa Group (Pty) Ltd. (hereafter “IOA”), a private company based in South Africa trading as In On Africa (Pty) Ltd. and with registration number 2007/019399/07 of 6 The Vines Place, Fairland, Johannesburg, South Africa, 2030. The sole owner and director of IOA is Jonathan Peter Mundell.

IOA is a company in the research and intelligence industry, that markets Africa-related research and analysis primarily focusing on Africa’s economic, financial, political and social affairs (‘’the Services’’). In addition to producing tailored research and analytical reports as per clients’ specific requirements, IOA produces various reports through its publishing division.

  1. Agreement to the terms and Conditions of Use

Use of the Website, signifies your (‘’the User’’) full acknowledgement of and agreement to be bound by the following Terms and Conditions (‘’The Agreement). If at any time the User does not agree to the terms set out in this Agreement, do not use the site. Please read these terms carefully before using the Website.

  1. Website Content

IOA publishes regular content by IOA staff and consultants on

Authors publish the Content in their personal capacity. The views expressed do not necessarily reflect those of IOA.

  1. Copyright and appropriate use

The contents of the Website, including all intellectual property, trademarks, logos, design and text (‘’the Materials’’), are the exclusive property of IOA, and are protected, throughout the world, without limitation, pursuant to copyright and trademark laws. No Materials from may be modified, copied, downloaded, uploaded, reproduced, repackaged, republished, transmitted, redistributed or resold in any way, either in whole or in any part, without the prior written permission and consent of IOA, which permission and consent, if and as individually granted under specific terms and conditions of use, in no way compromises the copyright, trademark and proprietary rights of IOA, all of which are left intact and unaltered at all times.

  1. Links

The Website may include links to third party websites such as research websites and promotional partners. IOA has not reviewed these third party websites and does not control and is not responsible for these websites or their content or availability. IOA does not endorse or make any representations about them, or any material found there, or any results that may be obtained from using them.

If the User decides to access any of the third party websites linked to the Website, they do so entirely at their own risk. In particular, any personal information the User gives to a third party website will be dealt with in line with that third party’s privacy policy, not IOA’s, so please ensure read their privacy policy before providing any personal information .

The User may link from their own website to the Website so long as the Website is not loaded into frames on the website and is not otherwise passed off as the User’s own content; and the website or service does not misrepresent its relationship with IOA or present false information about IOA. IOA reserves the right to withdraw linking permission at any time without prior notice.

The Website and its owners through their social media platform accounts may share web links to relevant web pages. By default some social media platforms shorten lengthy urls [web addresses] (for  example: http://

Users are advised to exercise caution and good judgment before clicking any shortened urls published on social media platforms by this website and its owners. Despite the best efforts to ensure only genuine urls are published, many social media platforms are prone to spam and hacking and therefore this website and IOA  cannot be held liable for any damages or implications caused by visiting any shortened links.

  1. Materials and services

In cases where Users purchase access to specific IOA Materials, a non-transferable, non-exclusive, license is granted and will be subject to the following terms and conditions:

Unless otherwise agreed in writing in advance by IOA, the Material (in whole or in part) may not be sold, nor passed on, communicated, or disseminated in any form, nor access granted to any third party (including but not limited to clients/potential clients/suppliers/agents/partners in other ventures/accountants/solicitors/bankers/ brokers/licensees). Nor to any subsidiary, associated or holding company (whether direct or indirect) of the subscriber, whether trading or non-trading, or to any entity trading under the same umbrella trading name where the direct equity interest is different in any way to that of the subscriber.

The User may only use the Services in the course of its own normal day-to-day business, unless otherwise agreed in writing between IOA and the client/subscriber. The User may not pass Materials to clients and prospects unless done so as part of a presentation or similar, where IOA is referenced as owner of all copyrights and intellectual property, and that passing material to third parties is carried out on an ad-hoc non-systematic basis.

Where the User effectively copies, or has effectively copied, the intellectual property onto a hard disk, file server or equivalent at its own premises for ease of use, reference or any other reason, it is hereby agreeing to limit access to the agreed-upon number of users unless otherwise agreed in writing, and upon payment of additional fees to IOA.

Ownership of Intellectual Property

The User acknowledges that:

  • Intellectual Property Rights (IPR) (including all copyrights, trade secrets, know-how, database rights, domain names, and all other intellectual or industrial property rights (whether registered or unregistered)) and all applications for the same, anywhere in the world in the Services, the information contained therein, in all documentation, training materials and related matter, and in all parts thereof, are owned by IOA;
  • that it does not have any IPR nor any other proprietary interests in the Services, or in any data or Material contained in it; and
  • except as expressly permitted in this Agreement, nothing herein shall be taken as conferring by implication, estoppel or otherwise any license or right to use any IPR in the Services without the prior written approval of IOA or third parties who may own such IPR.
  • The User undertakes that it will not copy, reproduce, extract or transmit in any form or otherwise deal with in any way, the whole or part of the data, Materials or information contained in the Services except as provided in sub-clauses below.

Delivery policy

Subject to confirmation of payment, new subscriptions will be processed within 48 hours. At that time, new Users will receive access to the latest edition of the report/s to which they have subscribed. Access to future reports to which the Subscriber has subscribed will be provided to the subscriber on a monthly basis throughout the subscription period.

IOA reserves the right to suspend any subscription services temporarily in the event of technical difficulties or other circumstances beyond its reasonable control. In the event of any such temporary suspension of subscription services, IOA will use all reasonable endeavors to resume these services as soon as practicable but shall not be liable for any loss, damage or claim caused by such temporary suspension.

Payment & refund policy

Payment may be made by bank transfer into the IOA bank account, the details of which will be provided within all invoices. Payment may also be made through 3rd party vendors as per the payment gateways per product. Payment for subscriptions is to be paid in full. This refers to payment in full for the full subscription period.

IOA may terminate this Agreement, with immediate effect and without notice, in the event that the User has defaulted in the performance of any material provision contained in this Agreement and (where capable of remedy) such default has not been remedied within 30 days after written notice thereof shall have been given to the defaulting party. Termination of this Agreement for any reason shall not affect IOA’s right to recover any moneys due at the time of termination or to recover damages for any breach of contract before termination regardless of the subscriber’s geographic location.

  1. Disclaimer

IOA makes no representations or warranties that the materials on this site are error-free, or that they are fit for any particular purpose or requirements. Nor does it warrant the mechanical operation of the Website or any of its contents.

No statement on this website is to be construed as a recommendation to do or omit to do anything in reliance on the content of this website. The User (or any subsequent user, whether licensed or unlicensed) will not place financial reliance upon any figure, statement or inference contained within any IOA report or intellectual property, or invite investment from others, without first obtaining the written consent of IOA to do so. In the event that the client/subscriber (or any subsequent user, whether licensed or unlicensed) does not follow this procedure, it (or any subsequent user, whether licensed or unlicensed) agrees to fully and effectually indemnify IOA against any claims, howsoever arising

IOA accepts no liability for the acts, omissions and conduct of any third parties in connection with or related to visitors’ use of the site. Visitors assume total responsibility for their use of the site and any linked sites.

IOA accepts no liability for any damage or corruption caused by viruses (or similar mechanisms) on computers or other terminal equipment in connection with visiting, using and/or downloading data of any kind from the websites.

In the event of an established failure of the services, IOA’s obligation shall be limited to (a) using its reasonable efforts to remedy any deficiencies in the relevant services, and if these deficiencies cannot be remedied, to (b) refunding all payments from the client/subscriber in respect of any period for which the services have failed to be delivered.

The obligation to correct defects or refund a proportionate part of the payments described above shall constitute the full extent of IOA’s liability in respect of any loss or damage sustained by the User whether caused by breach of this Agreement, misrepresentation, negligence of IOA (or its employees or agents) or from any other cause, and in particular, IOA shall not be liable for any consequential, economic or other direct or indirect loss (including but not limited to any damages payable to a third party, loss of profits or wasted resources) suffered by the User. IOA makes no representations or warranties, and accepts no liability of any kind for any loss or damages resulting from the use of this site or any materials contained on it, which are provided ‘as is’ and ‘as available’. The foregoing exclusions and limitations of liability shall not apply in the case of death or personal injury.

  1. Applicable law

This website is governed by the laws of South Africa and IOA chooses South Africa as its domicilium citandi et executandi for all purposes under this agreement, whether in respect of court process, notice, or other documents or communication of whatsoever nature.

  1. Amendment

IOA reserves the right to amend, remove, or add to the Terms and Conditions at any time without notice.